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Uncategorized · December 15, 2016

Bankruptcy Basics

Bankruptcy is federal law.  The operational parts of the process are broken into Chapters, so this is why people talk about filing “Chapter 13” instead of “a reorganization plan,” for example.

Bankruptcy can generally STOP most:

  • Foreclosures
  • Repossessions
  • Lawsuits
  • Garnishments
  • Collection calls, threatening letters

We can also solve many tax problems, debts left over from divorce, and even address some student loans and back child support. In many cases, you can keep all of your property and make a “fresh start.”

Usually this kind of Debt Relief is in connection with Chapter 7 or Chapter 13, and we explain them in more detail here.

Remember that for many years, more than a million families, and many major corporations, found that they could not pay their debts as hoped.

For some people it was layoffs and cutbacks, for others it was illness or unexpected expenses, or less-than-perfect planning, or the slow economy. But whatever the reason, they all took advantage of Chapters 7, 11, or 13 of the Bankruptcy Code to make a fresh start, while keeping all or most of their property.

Further Reading:  Are You Afraid to File Bankruptcy?

Filed Under: Uncategorized

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Our practice includes serving as a debt relief agency and helping people file for relief under the Bankruptcy Code. The choice of a lawyer is important and should not be made based on advertisements.