Information
Eastern Missouri
Take Your First Step To Becoming Debt Free
Bankruptcy Awareness
Be Informed to Protect Against Potential Harm
You have probably heard ads touting the virtues of home equity and debt consolidation loans, or heard of debt settlement programs. You may have thought of borrowing from your 401(k) or other retirement plan or liquidating your IRA accounts to pay your bills. Many lenders won’t tell you everything you should know, particularly if one of the options is filing some form of bankruptcy. Bankruptcy is not for everyone but everyone should know about it, just in case.
An Overview
Exploring Financial Options
Click the links below for helpful information.
Making Informed Choices
The Role of Bankruptcy
Bankruptcy is not for everyone. It should be used as a last resort. But we don’t believe it’s a good idea to put your home or your retirement at risk because you have fallen a little behind on your bills or suffered a temporary but painful setback. We don’t think you should spend the next several years only working for your creditors just to get back to where you started.
It’s important you make an informed choice. After talking to us, we may recommend you not file bankruptcy — or you may decide bankruptcy is not the best choice for you. That’s fine. At least you will know you explored all the options and can be sure you made the best choice for you.
